Kenyan forex trader Onyango Tate has urged young people to prioritise practical, income-generating skills, arguing that financial freedom comes from creating value, not salaries.
Kenyan forex trader Onyango Tate has urged young people to prioritise learning practical, income-generating skills, arguing that financial freedom comes from creating value rather than depending solely on a monthly salary.
In a video shared on his TikTok page, Tate said that many of life's biggest challenges become easier to manage when a person earns more money.
"Life is really tough for poor people. Your life will only get easier when you make more money," he said.
Money Solves Many Daily Struggles
Tate argued that financial hardship affects nearly every aspect of life. According to him, increasing one's income should be a priority because money provides solutions to many everyday problems.
He encouraged people to invest in themselves by acquiring practical skills that can generate income instead of relying entirely on academic qualifications.
"Any problem you have right now, only money can solve. Learn a skill," he said.
Degrees Alone Are Not Enough
Tate also questioned the value of pursuing a university degree if it does not lead to financial stability. Using an example from the education sector, he said someone studying for a Bachelor of Education Arts could graduate only to earn what he described as a relatively low starting salary.
"If your degree cannot put food on the table, it is as good as useless," he said.
He went on to claim that a starting teacher earns around Ksh10,000 a month, adding that such an amount would not even cover filling his vehicle's fuel tank.
There Is No Salary Ceiling
He argued that learning and monetising a skill removes the limitations associated with fixed monthly salaries.
"The moment you have learnt a skill and monetise it, there is no salary cap," he said.
He added that success in today's economy depends largely on the value a person creates and the work they are willing to put in.
Effort Determines the Reward
Tate concluded by encouraging people to adopt a mindset centred on hard work. He urged people to focus on improving their abilities and creating opportunities.
"In the real world, the more you put in, the more you get. There is nowhere written that you should be earning Ksh50,000 monthly or Ksh100,000 monthly," he said.
He ended by saying that there is virtually no limit to what someone can earn.
"You can even get Ksh10 million with how much you are putting in. It's an effort," he said.